$20 Break 3

$20 Break

A survey from Bankrate found that 40% of consumers (varying by gender, age, and income) carry less than $20 in cash on a daily basis. In general, $20 makes sense because it would meet your needs on a daily basis, save your butt in a short-term crisis, and not break the bank if lost/stolen. So,…

Retail Rainbows

Retail Rainbows

The psychology of color in retail is a powerful tool.  Retailers have been using its affects to their advantage for many years and it’s now time for consumers to better understand this science. To exemplify, let’s break down the color red.  It grabs the attention and signifies impulsiveness.  Here are two different applications to demonstrate…

Pig Idea #3

A “Pig” Idea!

My latest venture in bringing home the “bacon” is through Receipt Hog, a fun and rewarding app that lets you earn real cash with your receipts – anywhere you shop on anything you buy. “Sow”, how does it work? There are 2 main rewards for uploading receipts: spins and coins .• Receipts each gets you…

Credit Card 6

Credit “Car”d

Car dealerships are notorious for nutty negotiation tactics.  However, my husband and I recently figured out a new angle to play that I’d love to share! Despite having a very high credit line that could have handled our full car purchase, we learned that in Minnesota it is only legal to purchase a vehicle on a credit…

Tips 3

Tipping Tips

Need a tip on tipping?  In the words of Niles Standish: “Cut it in half and double it.”  Probably, I find this far funnier than most and over-quote too often in jest when giving a tip.  (In full transparency, I have only given a 100% tip one time in my life and it was for…

Paid Email 3

P-mail Pays!

It’s not often that I believe a brands’ tagline, but InboxDollars delivers on its promise:  “The online rewards club that pays!”   Via either its webpage or app, examples of its income avenues include reading paid emails, taking surveys, searching the web, trying new offers, completing missions, watching videos, and more. Personally, there are 2 sections…

Coupon Case

Coupon Control

This post is inspired by my interest in synonyms and regional colloquy.  My goal is to document the different methods in which coupons are transported to and from stores. To date, I have come up with the following:  wallet, purse, sleeve, organizer, container, folder, holder (my preference), carrier, file, clip, book, binder, portfolio, divider, box, case,…

DollarSign

Dollar $igns

Before you read any further, draw a dollar sign on a piece of paper. Did you include one line or two through the S shape?  If you drew it with 2 lines, you are surprisingly in the minority. According to my research, there are 5 main reasons why the one-lined dollar sign is more popular…

stockpile

Go Go Getter Gains

Admittedly, I may have looked a bit silly with a cart full of twenty Go-Go Squeezes, but it wasn’t silly when I saved nearly $50 (or 35%) off the bill for 1/3 a year supply of my kid’s favorite go-to snack.  How?  Through stockpiling, a common and simple strategy for buying ahead of need at…

three-wise-men-md

Three Gift Christmas

When Christ was born in Bethlehem, three wise men traveled from afar to bring him gifts:  gold, frankincense, and myrrh.; so … when Santa Claus travels from the North Pole for his annual visit to your house, why should your children expect any more than baby Jesus’ 3 gifts? Now, there’s a novel idea that’s good for the…